Private Collections Insurance
Whether you collect fine works of art, antique furniture or jewellery we can provide innovative worldwide coverage to meet all your needs.
| COVERAGE FEATURE | WHAT IT MEANS | WHY IT MATTERS |
|---|---|---|
| Worldwide Coverage | Covers loss/damage to collection while travelling/in transit | Facilitates travel with fine collectibles and covers purchases made abroad |
| Newly Acquired Items | Automatic coverage; 25% of same category limit for 90 days | Acquisitions protected at the time of purchase; grace period before adding item(s) to the policy |
| Scheduled and Blanket Coverage | Insure items on an individual or blanket basis | Flexible choices to match your coverage preference |
| Valuation Clause | Covers agreed value or current market value, up to 150% | Protects against market volatility; benefits those with well-managed, closely monitored collections |
| Repair and Restoration Coverage | Available upon your request | Helps preserve value |
| Wine Coverage | Covers damage due to mechanical and/or electrical breakdown of heating, cooling or humidity control systems | Wine cellars/refrigeration systems may malfunction and cause irreparable damage |
| Pair or Set Clause | Your choice whether to repair, replace or surrender undamaged item(s) | Flexibility at the time of loss |
| Care, Custody and Control Coverage | Upon our approval, provides up to $1 million for categories currently insured while in your care | Facilitates taking item(s) home on loan before confirming purchase |